jlspartz

What was the virus called? I can probably tell you the exact methods used and what to check if I know what you had. There are many ways to hack a website, and it's not always through the website. The jackpot when hacking is your email account. You can change any passwords to any accounts online from a hacked email. Your computer is a weaker link than the website. Any website's registrar also has weaker security than any website host - and a huge security hole for registrar's was just leaked. There aren't many threats that travel through forms automatically - that takes much more high-end coding than most hackers are capable of. If it's through a form, it's most likely manually done through vulnerability testing, most likely in that case using nessus to scan and metasploit to exploit and drop the files, so you'd probably have a meterpreter backdoor placed.

LOL, where did you grow up? With Jason in AL? I'm 28, so I was on the line of both the old school and the new school. But, my experience was way different. My schools were like prisons. Seriously. Metal detectors, roaming cops, search dogs, barred windows, gated corridors, recess in the classroom because of crime outside. We couldn't even have scissors. Those weren't the good ol days, LOL. I like to forget where I come from. That is one area I do not want to be doing REI.

Energy testing, labeling, and energy reduction retrofits were in the bill as a point-of-sale item early on - which is worse than getting a license. That was changed to exclude existing buildings, and gives states money to offer as tax incentives for optional energy improvements to existing homes. Read here: http://www.realtor.org/wps/wcm/connect/865...294fab684cb314f

And then again, the old lady might be trying to pull one over on you. Why does she have a signed receipt for 2 months worth of rent? Why would she take the money before a contract is made? I think the "contract" was verbal, (maybe because she figured it was too much hassle to do the paperwork) and now she is trying to change the rules. I wouldn't get in the middle, you'd probably end up in court with them.

LOL, I finally read the Terms of Use on this board. MC, #5 for items not permitted are posts that do not have to do with real estate, hahaha. I think that's half the posts here with everyone's combined ADD. I also got a kick out of #2 No untrue defamatory comments. As long as it's true it's all good.

To flip to an investor figure ARV*.70 - Repairs - Wholesale Fee (Your Keep). Or Current value with no repairs*.70 - Wholesale Fee. That's your maximum offer. Try for a bit lower first. It will seem extremely low, but that's what you need to attract a rehabber to buy it from you.

That's great knowledge Jason. Thanks! Herb, any responses to your ad?

Sounds like people are pretty busy................with themselves around there.

Interesting comment from Craigslist (bitter) person: "Unless you are someone interested in purchasing our home, I don't believe you are supposed to be using Craigs list to contact me." I don't see any policy and I don't feel like writing that person back to explain, but you can't get in trouble with that can you?

It's been quite a while and no response from the person. I asked them for more details on the $1200 payment (mortgage type, tax and insurance payment). They've lived there for some time according to records. I believe they're lying when they say they are selling it for just what they owe on the place. May be a sales gimmick.

Thanks for the good input everyone. I'm replying to the messages with a combination of a benefit that covers their concern like you mention MC and a feel free to contact me if you change your mind or things don't work out like Lynn mentioned. Most lenders consider 75-80% of the rental income, but not all. So, when people buy and hold they can just keep going if they can get 133% of what they owe through rent, it covers itself at 75% for their debt ratio. I know this from others much wiser than me.

Question along the same line - When you get people that write back things like "I need my home free and clear to get the next one" or "That won't work because I'm moving to a different state", should I bother writing them back and explaining further, or just treat a no as no, even though they're wrong?

First one I found, I'm not too sure about it. What's interesting is that they want someone to take it for what they owe, sub2, since they have someone leasing it, that wants to buy it, yet does not have an option currently. Here are some details: The person wants 245K (what they owe). What's the assessed value if you know? About $265K It's not, it's $207K, though from me looking at comparables which are scarce in that area - it would probably fetch 260-265K. Others with same assessed value are on the market for 270K, with some that went for 260K, and this one has an in-ground pool - others didn't What is the square footage, number of bedrooms, number of baths, and appox. year built? 1800 sq. feet, 3 bedroom, 1 & 1/2 bath, 1975 Smallest in a richer neighborhood, average age What are your current mortgage payments? Any missing payments? 1200, no missing This is what I don't trust. A 30 year loan for 245K at 5% is 1315 itself. It's got to be an ARM or balloon minus taxes, or interest only plus taxes. I'll remember to always ask what type of loan upfront now, and for payment including taxes. What are the terms of the lease? Monthly payment and sales price? Year to year lease, $1400/month currently, no sales price negotiated yet with renter Do they have a lease agreement and option agreement as two separate contracts or one? Renter only has lease agreement at this time, but wants to purchase home once credit is established. I'm thinking to get specifics on the loan and real cost, and ask to speak to the renter. Ask them if they'll up the rent to 1600 for a 400 credit per month towards a sale price of 265K over 2 years so they'll have the 3.5% they need at least. I wouldn't have an option fee though to cover any bumps. Or I ask them for if they can pay a fee for an option and try to get it up-front. What do you guys think?

SEO can be very time intensive if doing it all yourself. Vary your anchor text to receive the most benefit, use all phrases that show up in the Google Keyword Tool. Take over the lowest phrases first. If you have a PR2 or PR3 site, taking over lower searched phrases is a piece of cake. Then make your way up the list. Also, people usually just submit to the article databases that give you followed links, but from my experience Articlebase has a lot of PLR users that copy your info all around. Getting onto twitter will give you an explosion of traffic, but typically not good targeted traffic that you want. Videos have the most impact, embed them with keyworded metadata, and any video hosting site will give you plenty of PR back to you site. Hope you follow what I'm saying. I'm a tech geek.

Thanks Jon and MC. I asked a realtor for that info (don't know if I'll get it), but I've got others I could ask. I never know if I'm irritating a realtor by asking info from them. Is there another way to access the info myself? I hear title companies have similar databases. I've tried signing up online to 2, didn't get a response though. I think they need to see an established company first. I didn't know any condo associations restrict subletting, but it sounds like something they would do. Thanks, I'll definitely review their rules first.