ErikOk 10 Report post Posted March 13, 2013 https://www.tenantbackgroundsearch.com/ Looks like you get a lot for $32.95. Although, I didn't see a phone number or address on the site. Yikes!__________ I know MC recommends aaacredit.net. From what I can tell the score they provide is what is called the FICO score. Is that right MC? Do you still use aaacredit.net, or somebody else now?__________I also looked on e-renter.com and they mention:"Please note that you will not receive an actual copy of the credit report or the actual credit score. You will receive a Tenant Background Check Report" I see a lot of sites like this where you don't get the credit report or FICO score. Has anybody used these types of reports and are they as accurate as getting one with the tenant-buyers actual score? I don't understand why the don't just provide the FICO score.__________Then there are sites like www.advantagetenant.com that require "Copy of State ID and Prof. License or Proof of Ownership" and/or a site inspection. (not so good for a CA) __________I'm interested in hearing feedback from others about who they are using for these credit and/or criminal checks.I know annualcreditreport.com allows a potential tenant-buyer to pull their own report, but I'm not so sure I can trust them, especially these days when it is easy to photoshop stuff like birth certificates. Thanks,Erik Share this post Link to post Share on other sites
MichaelC 160 Report post Posted March 13, 2013 I'm not familiar with that company you linked above. Seems like they could be offering products we could use, but the lack of any contact info on their site raises red flags, at least for me. Share this post Link to post Share on other sites
pilot76180 51 Report post Posted March 17, 2013 I've used advantagetenant.com before and it's a pretty service. It's fairly standard as far as the requirements. You need to show that you are a business, and they send someone out to take pictures of your file cabinets, and yoru office has to have a lock on it, and of course your front door has to have a lock, and the file cabinets have to lock. You also need a password on your computer, but they didn't check that. Share this post Link to post Share on other sites
nashvegas 2 Report post Posted March 19, 2013 I found a mortgage broker and explained what I'm doing, and asked if he would like to work me. He said sure, and offered todo my credit checks for free since they might be potential clients. As far as background checks, For now, I am leaving that to the seller. I will point them in the right direction, but I don't want to be responsible if I use a service that 'misses' something and something bad happens. Just me, and I'm still new at this game. Share this post Link to post Share on other sites
pilot76180 51 Report post Posted March 20, 2013 I've done this stuff for 10 years, and I think I've done about 8 background checks. I only did them because I knew the people were deadbeats and just wanted to have fun. 1 Share this post Link to post Share on other sites
MichaelC 160 Report post Posted March 20, 2013 I've done this stuff for 10 years, and I think I've done about 8 background checks. I only did them because I knew the people were deadbeats and just wanted to have fun. You're a tortured soul, Jackson.But, yeah, I never do a full background check. If a t/b makes me so queasy and uncomfortable that I feel the need to run an investigation on their life, I already know I don't want them. Share this post Link to post Share on other sites
ErikOk 10 Report post Posted March 21, 2013 I'm really considering having the tenant/buyer pull their own report at www.annualcreditreport.com. I'm thinking of giving them that option, or they can pay $30 for me to run it. I will still check out for myself:All of their personal referencesPast landlordsCopy of their driver licensce/photo IDCopy of a latest pay stubCopy of last years W2 or income tax return What do you all think of doing it this way? Share this post Link to post Share on other sites
MichaelC 160 Report post Posted March 21, 2013 Nothing wrong with having the applicant pull their own report and provide you with it. If they're serious they'll be happy to cooperate. Share this post Link to post Share on other sites
echriston 2 Report post Posted March 24, 2013 I found a mortgage broker and explained what I'm doing, and asked if he would like to work me. He said sure, and offered todo my credit checks for free since they might be potential clients. As far as background checks, For now, I am leaving that to the seller. I will point them in the right direction, but I don't want to be responsible if I use a service that 'misses' something and something bad happens. Just me, and I'm still new at this game.You can also contact your local authorities such as police and state troopers. Their is bound to be someone who does consulting work. Probably retired. That how I found my guy. Retired state trooper here in Pa. General background is 25.00. 1 Share this post Link to post Share on other sites
pilot76180 51 Report post Posted April 5, 2013 This one doesn't require an onsite inspection, and I've pulled thru them before. Doesn't get you the tir-merge though, but probably fine for most people on here. https://www.tenantverification.com/tvs-tenant-credit-checks-are-different Share this post Link to post Share on other sites