seller needs to sell property, i want to wholesale it. He needs money up front (1/3 of nego. price) to pay off the irs and attys, the remainder due in 60-90 days. (I negotiated a good price, 57% ARV) wife is very astute and will not do long term carry-backs.
This deal needs to move quick. Please help.

Offer the homeowner a Pure Option for the agreed to price, give him a dollar to make it legally binding. Make it a non exclusive option if they want to continue to market the property themselves at the same time you are. Then, bust your butt to find your buyer and pocket the difference.