Good afternoon all. I have a friend that has a 3 unit building that is worth $280,000 ARV. He is willing to sell it to me for $60,000, it needs $80,000 worth of work. The building is currently free and clear. My problem is that my credit has been hit hard because of the RE market. I am self employed and just now getting back on my feet. I have an end lender that will refinance me, but I don't know how to finance the initial purchase and rehab. Any suggestions (besides wholesaling... that one I know). Thanks all!!