I know you gurus are way ahead here, but say... 1. Have a residential, for sale by owner. 2. Know a buyer, but their credit is little to none. Small town, Iowa. Not much needed. 3. Wondering about a hard money option. The buyer knows how to fix up anything...a genius there. Would like to live there for 2 years, build on, really fix it up, then resell in 2 years; or less, if the economy changes sooner. Advice? Looking to understand where to start to assist. Thanks. Doralyn