-95% stated income programs, minimuim fico 600, 0 x30 mortgage or rental history, no Bk 36 mos. -No reserve requirement on loan amounts up to $500,00, no mortgage insurance, taxes and insurance escrows no required. - Mobile Homes- purchase or refinance: singlewides, doublewides, and triplewides, home-only or land/home combinations, no foundation requirements, up to 95% ltv before fees, finance closing costs, 1976 or newer, 24-48 hr turn around of completed application. -100% LTV, no income, no asset, no employment, 680 min. score, 1st & 2nd, owner occupied, purchase only. -Rehab Loans- Loan in excess of 100% of purchase price ( based on max LTV of 70% of appraised value), no seasoning, no pre-payment penalty, no limit on amount of properties owned Guidelines: -Investor cannot have any foreclosures or bankrupties against them -Min. property value of $100K -Investor must have some experience buying and selling and/or rental experience -Roof, termite, and survey needed -Must use our approved apprasiers and title companies -100% LTV, 680+ credit, stated income, stated assets, no mortgage insurance, first time homebuyers ok -No job! No assets! No problem! No doc program! 620+ middle score. 95% purchase, 80% cashout, 0x 30 on mortgage last 12 months, 1x30 on installment, 2x30 on revolving, no open trade lines required, must have had credit in past. Tara Callegari StoneHouse Mtg (321) 356-1512 (775) 628-7695 fax www.stonehousemtg.biz
