I'm a loan officer and I usually close loans in three weeks or less. When dealing with a broker or lender, make sure you have everything ready when you start the loan process: sales contract, name of title company, listing and selling agent. Also make sure the borrower have all documents the lender will require: 2 most recent paystubs, last 2 years of W-2's and 3 months bank statements. If you can have all those things available, things should go alot faster. Sometimes it takes longer than normal to close a loan because I have to wait for people to give the documents that I ask for. I can usually have a loan approval from an underwriter in 2-3 days. I hope this helps you out. If you still run into the same problem, give me a shot at doing the loan for you. Jesse