Hello All, This Lease option deal just got more complicated. Originally I had the deal set up like this: Lease Option Price: 218,000 Option Fee: 6,000 Portion of option fee paid to seller: 2,000 Lease Payments: 1,600/MO Rent Credits 200/MO 1year lease I just got a potential t/b that has a bunch of money with little credit. Both husband and wives credit score is right above 500. They both work and have good jobs. The husband has 70k worth of medical bills and the wife has foreclosure 7 yrs ago, few medical bills and credit cards… Husband also thinks he should file bankrupctcy once in the home to get rid of the medical issues Note: The seller needs 1,600/mo to cover mortgage The potential T/b's propose 21,000 upfront, they want the money to work like this: First 6 months of rent paid and then after the first 6 months rent would only be 1,000/mo based on the money given upfront. They would do a 1 yr lease if they felt they could purchase. but would prefer a 2yr. How would you structure this deal to get me more than 4k, make the deal attractive to the seller and not take advantage of the tb's and actually put them in a good position to buy? Btw, I will run their credit tomorrow. They would like to move in by Oct 1st and could give me the 21k this weekend.